Build With Confidence: Contractors Insurance That Works as Hard as You Do
Request a QuoteCoverage That Builds Trust
Whether you're framing a house, wiring a building, or pouring concrete, your work involves risk. At Bakersfield Insurance Agency, we help contractors like you stay protected so you can focus on what you do best—getting the job done.
Protection for Every Project
From slips and falls to property damage and equipment theft, every project has hazards. With contractor insurance tailored to your trade, you're ready for whatever comes your way—onsite and off.
Coverage You Can Rely On
One mistake, one accident, one unexpected storm can cost you everything. Our policies are designed to help you recover quickly and get back to work—with minimal disruption and maximum peace of mind.
Why Contractors Insurance Matters
Let’s face it: construction isn't for the faint of heart. It takes skill, grit, and long hours—and it also involves serious risk. That’s where Bakersfield Insurance Agency comes in. We offer contractors insurance designed to protect you, your team, your tools, and your reputation.
Whether you're a general contractor or a specialty tradesperson—like a plumber, electrician, roofer, or landscaper—insurance isn’t just a box to check. It’s your financial safety net. One injury, lawsuit, or weather event can shut down a job site and set you back months. With the right coverage, you can keep moving forward no matter what comes your way.
What’s Included in Contractor Insurance?
Our customizable coverage options ensure that you only pay for what you truly need. We’ll help you build a plan that includes:
- General Liability – Protects you from claims of bodily injury or property damage on the job site.
- Workers' Compensation – Covers medical bills and lost wages if your crew gets hurt on the job.
- Commercial Auto – Keeps your trucks, vans, and trailers insured as you move from site to site.
- Tools & Equipment Coverage – Protects the gear you rely on every day from theft or damage.
- Builders Risk Insurance – Covers structures during construction or renovation.
- Professional Liability – Covers errors in design, specs, or project management.
Real Savings for Real Contractors
Our goal is to keep you protected without breaking your budget. Check out how bundling your policies and staying claim-free can pay off over time:
| Contractor Type | Annual Premium (Standard) | Annual Premium (Bundled + No Claims) | Estimated Savings |
|---|---|---|---|
| General Contractor | $3,200 | $2,550 | $650 |
| Electrician | $2,400 | $1,920 | $480 |
| Plumber | $2,700 | $2,160 | $540 |
| Landscaper | $1,800 | $1,440 | $360 |
These are real-world savings experienced by contractors who trust Bakersfield Insurance Agency. Let’s find out what we can do for you.
When Insurance Becomes Your Lifeline
You may never need to file a claim—but if you do, you’ll be thankful you had the right coverage in place. One of our clients, a roofing contractor, faced $80,000 in liability claims after a windstorm caused shingles to fly off a nearly completed roof and damage nearby cars. Fortunately, their contractor liability insurance covered the costs, allowing them to keep their business running and their name untarnished.
This is the kind of backup you can’t afford to go without. We’re here to help you build with confidence—not fear.
Who Needs Contractor Insurance?
Not sure if you need coverage? If you answer “yes” to any of these, then we should talk:
- Do you work on residential or commercial construction sites?
- Do you use tools, equipment, or vehicles as part of your trade?
- Do you have employees or subcontractors working under you?
- Could a mistake on the job cost you thousands—or more?
If you’re nodding right now, you need contractor insurance
Your Local Partner in Protection
At Bakersfield Insurance Agency, we believe in more than just policies—we believe in people. We’ll take the time to understand your business, your risks, and your goals. Then we’ll help you create a custom insurance plan that keeps you covered without slowing you down.
Give us a call at 661-206-2011 and talk to a local expert who understands what it’s like to build a business from the ground up.
Get Covered. Get Back to Work.
You’ve got jobs to do, deadlines to hit, and clients to satisfy. Don’t let an uninsured risk take it all away. Partner with Bakersfield Insurance Agency today, and let’s build a plan that works as hard as you do.
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